Savings Accounts

At Liberty Trust & Savings Bank, we want to make it easy for you to save money to ensure a secure future for you and your family. That is why we offer savings accounts that meet a variety of savings needs. All of our savings accounts are FDIC insured.

Regular Savings

  • Minimum to open: $100
  • Earns interest
  • ATM card available with no annual fee
  • No fees on balances over $100
  • Unlimited transactions at Liberty Trust ATM's

Saver Squirrel

  • A special program designed to teach children to save
  • Minimum to open: $25
  • Open to all children 12 and under
  • New accounts receive free promotional item
  • Account earns interest

Christmas Club

  • Christmas Club accounts are available in weekly amounts of $5, $10, $20, and $25. You make 49 payments, and the bank makes the 50th payment for you.
  • Open between November 1st and December 15th.
  • Proceeds are deposited into your account on November 1st, so you have the funds in plenty of time for Christmas shopping

Certificates of Deposit (CDs)

Liberty Trust & Savings Bank Certificates of Deposit are a great alternative to a regular savings account. They offer guaranteed yields, flexibility, and the safety of FDIC insurance. That's because you lock in a high yield that's guaranteed from the day you open the account until the day it matures. You can select the length of time until maturity from 91 days to 5 years. You know exactly what return you'll get and when you'll get it.

Your investment is safe because Liberty Trust & Savings Bank CDs are backed by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 per individual – making them a safe investment.

We offer Certificates of Deposit in a wide range of maturities. When you choose a term over one year, you can deposit as little as $500. To help you decide which CD will best meet your needs, contact one of our customer service representatives in any one of our four offices.

  • Minimum opening deposit of $500
  • Interest compounds semi-annually or can be deposited to another account you have with Liberty Trust & Savings Bank
  • No early withdrawals allowed

Individual Retirement Accounts

Here at Liberty Trust & Savings Bank, we want to help you achieve all of your financial goals, both during and after your working years. To aid you in reaching your goals, we offer both traditional IRAs and Roth IRAs.

Traditional IRA

A Traditional IRA is a retirement savings account for individuals. Contributions to IRAs are made with pre-tax dollars, and they grow tax-free.

Roth IRA

A Roth IRA is a retirement savings account for individuals. Contributions to Roth IRAs are made with after-tax dollars, and they grow tax-free.